Personal Checking

Your money is safe, sound and accessible at First American Bank. In fact, soundness, one of our guiding principles, is always at the forefront of decisions we make as we operate the bank.

Come in and let’s get our relationship started.

* you must use it at least once every 90 days or service will be discontinued

† when minimum balance requirements are met.

Account type has this advantage with a feature specific to the account.

University Checking

Back to Table

University Checking is available to anyone with a valid student ID. You can open this account with as little as $50 with no minimum balance requirement.

Advantages
  • Debit card with unlimited transactions and no monthly fee
  • Secure online banking and mobile banking
  • Bill pay service (you must use it at least once every 90 days or service will be discontinued)
  • 24-hour telephone banking
  • eStatements for no charge
Interest
  • No interest is earned on this account.
Monthly Service Charge
  • None.
Additional Information
  • You must sign up for eStatements to avoid a $5 monthly paper statement fee. Click here for more details.
  • To learn more about the great features of First American Bank debit cards and ATMs, click here.

VIP Checking

Back to Table

VIP Checking is for customers who wish to avoid service charges and minimum balances. You can open this account with $100, and you do not have to maintain a minimum balance.

Advantages
  • Debit card with unlimited transactions and no monthly fee
  • Secure online banking and mobile banking
  • Bill pay service (you must use it at least once every 90 days or service will be discontinued)
  • 24-hour telephone banking
  • eStatements for no charge
  • Unlimited check-writing privileges
Interest
  • No interest is earned on this account.
Monthly Service Charge
  • $3 per month. You can avoid this fee, however, by having at least one monthly direct deposit into your account.
Additional Information
  • You must sign up for eStatements to avoid a $5 monthly paper statement fee. Click here for more details.
  • To learn more about the great features of First American Bank debit cards and ATMs, click here.

1934 Checking

Back to Table

1934 Checking is an interest bearing account for customers who agree to maintain moderate account balances. You can open this account with $100.

Advantages
  • Debit card with unlimited transactions and no monthly fee
  • Secure online banking and mobile banking
  • Bill pay service (you must use it at least once every 90 days or service will be discontinued)
  • 24-hour telephone banking
  • eStatements for no charge
  • Unlimited check-writing privileges with first order of standard checks complimentary
Interest
  • Interest is earned if a minimum daily balance of $750 is maintained. Interest is accrued on daily collected balances and paid monthly.
Monthly Service Charge
  • $10 per month. You can avoid this fee, however, by maintaining a $500 minimum balance or by maintaining at least $5,000 in combined deposit account balances on your portfolio.
Additional Information
  • You must sign up for eStatements to avoid a $5 monthly paper statement fee. Click here for more details.
  • To learn more about the great features of First American Bank debit cards and ATMs, click here.

Professional Checking

Back to Table

Professional Checking is a higher earning interest bearing account for customers who can maintain higher minimum balances or can meet direct deposit minimums. You can open this account with $100.

Advantages
  • Debit card with unlimited transactions and no monthly fee
  • Secure online banking and mobile banking
  • Bill pay service (you must use it at least once every 90 days or service will be discontinued)
  • 24-hour telephone banking
  • eStatements for no charge
  • Unlimited check-writing privileges with complimentary Professional Checking checks
  • Complimentary cashier's checks and notary services
Interest
  • Interest is earned if a minimum daily balance of $1,000 is maintained. Interest is accrued on daily collected balances and paid monthly.
Monthly Service Charge
  • $15 per month. You can avoid this fee, however, by maintaining $10,000 in combined deposit or outstanding loan balances on your portfolio or by having direct deposits totaling $2,500 or more per month.
Additional Information
  • You must sign up for eStatements to avoid a $5 monthly paper statement fee. Click here for more details.
  • To learn more about the great features of First American Bank debit cards and ATMs, click here.

Fifth Avenue Reserve Checking

Back to Table

Fifth Avenue Reserve Checking is our highest earning interest bearing account. You can open this account with $15,000.

Advantages
  • Complimentary Fifth Avenue Reserve checks
  • Unlimited check-writing privileges for withdrawals of $500 and above (a $10 per check fee will be incurred for checks less than $500)
  • Complimentary cashier's checks and notary services
  • Secure online banking and mobile banking
  • Bill pay service (you must use it at least once every 90 days or service will be discontinued)
  • 24-hour telephone banking
  • Paper statements or eStatements are both available for no charge
Interest
  • Interest is earned if a minimum daily balance of $15,000 is maintained. Interest is accrued on daily collected balances and paid monthly.
Monthly Service Charge
  • $25 per month. You can avoid this fee, however, by maintaining a $15,000 minimum account balance or by maintaining at least one Wealth Management account.