Credit Card

Your life. Your choice.

Earn more rewards for your everyday purchases1

3x the points

  • Grocery Stores
  • Discount Stores
  • Gas Stations
  • Restaurants and Fast Food

1x the points

  • All other purchases

Apply Now!

Apply Online Today for a Simply Rewards Visa® Credit Card

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Branch: Ask an associate for details.

We make it easy to redeem

Access your account to see how many points you’ve earned through online banking or your monthly statement at www.cardcenterdirect.com.

Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more1.

Additional Visa Benefits

Fraud Protection

Visa’s Zero Liability Policy means you won’t be held responsible for any unauthorized charges made with your card or account information2.

Others

Including auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more3.

Online Credit Card Control

View transactions, pay bills and track expenses.

Includes eStatements with 18 months of history.

Learn More about our competitive rates and fees.

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Cards issued by UMB Bank, n.a.
1Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details.
2Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify the card issuer immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
3See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.

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By accessing this link, you will be leaving the First American Bank website and entering in a website hosted by another party. First American Bank has approved this as a reliable third party site, but please be advised that you will no longer be under the protection of, or subject to, the privacy and security policies of First American Bank. First American Bank is not responsible for the third party site's information.

Please review the site’s privacy policy, as well as their terms of use.

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