Mobile Deposit

Enjoy the convenience of depositing checks from your smartphone.

Mobile check deposit is as easy as logging into the First American Bank mobile application, snapping a picture of your check, entering the amount and pushing a button. It’s simple and secure.

To get started with Mobile Deposit

  • A compatible Android or iPhone smartphone
  • The FAB Banking mobile app
  • A FAB personal checking or savings account in good standing that has been enrolled in Online Banking
  • A valid email address on file

View our Mobile Banking & Mobile Deposit terms and conditions here

How to Deposit a Check

  1. Log in to the First American Bank app
  2. Select "Deposits" from the lower navigation bar
  3. Select the account and type the amount of the deposit
  4. Endorse the check with your name and "For Mobile Deposit Only"
  5. Take a picture of the front of the check
  6. Take a picture of the back of the check
  7. Select "Yes"

Frequently Asked Questions

Is there a cost for this service?

Mobile Deposit is a free service. Data usage rates may apply.

How should I endorse a Mobile Deposit check?

Be sure that the back of the check is endorsed, as usual, plus include the words “For Mobile Deposit Only” to identify the item as a Mobile Deposit. Incorrect endorsements will result in the deposit being rejected.

When are the funds available from a Mobile Deposit?

All deposits made prior to 3 PM CST will be processed the same day. Mobile Deposit funds are generally available on the 2nd business day; however, funds may be held for up to 10 days.

What should I do with my paper check?

Securely store your check for 14 business days, then destroy the original paper check.

What types of checks can I deposit?

You can deposit any check drawn on a U.S. financial institution. The following items cannot be deposited using Mobile Deposit:

  • Foreign checks
  • Credit card checks
  • Checks not payable in U.S. currency
  • Items that are reproductions of the original (substitute checks, IRDs)
  • Savings bonds
  • Third-party checks that are made payable to someone other than the account holder
  • Stale-dated checks (dated more than six months prior to deposit date)
  • Post-dated checks (future dated)
  • Checks with a blank payee
  • Checks that are missing the maker’s signature
  • Altered checks
  • Checks endorsed improperly
What dollar limits apply to Mobile Deposit?

You can deposit $2,000 per day using mobile deposit. Mobile deposit only accepts one check per deposit.

Notice

You are leaving First American Bank's website

By accessing this link, you will be leaving the First American Bank website and entering in a website hosted by another party. First American Bank has approved this as a reliable third party site, but please be advised that you will no longer be under the protection of, or subject to, the privacy and security policies of First American Bank. First American Bank is not responsible for the third party site's information.

Please review the site’s privacy policy, as well as their terms of use.

View Demo

Dismiss

Notice

You are leaving First American Bank's website

By accessing this link, you will be leaving the First American Bank website and entering in a website hosted by another party. First American Bank has approved this as a reliable third party site, but please be advised that you will no longer be under the protection of, or subject to, the privacy and security policies of First American Bank. First American Bank is not responsible for the third party site's information.

Please review the site’s privacy policy, as well as their terms of use.

Go to the App Store

Dismiss

Notice

You are leaving First American Bank's website

By accessing this link, you will be leaving the First American Bank website and entering in a website hosted by another party. First American Bank has approved this as a reliable third party site, but please be advised that you will no longer be under the protection of, or subject to, the privacy and security policies of First American Bank. First American Bank is not responsible for the third party site's information.

Please review the site’s privacy policy, as well as their terms of use.

Go to the Google Play Store

Dismiss

Notice

You are leaving First American Bank's website

By accessing this link, you will be leaving the First American Bank website and entering in a website hosted by another party. First American Bank has approved this as a reliable third party site, but please be advised that you will no longer be under the protection of, or subject to, the privacy and security policies of First American Bank. First American Bank is not responsible for the third party site's information.

Please review the site’s privacy policy, as well as their terms of use.

Go to the Education Center

Dismiss