Personal Credit Card

Visa® Signature Simply Rewards

Earn more rewards for your everyday purchases1

Rewards Program Highlights

  • 3x the points
  • Grocery Stores
  • Discount Stores
  • Gas Stations
  • Restaurants and Fast Food
  • 1x the points
  • All other purchases

Apply Now!

Apply Online Today for a Simply Rewards Visa® credit card

Apply Now

or stop in to one of our convenient locations to ask an associate for details.

Convenience

  • Online Account Access
  • Apple Pay®
  • Additional Cards for Authorized Users
  • Convenient Cash Access at ATMs

Benefits

  • Low APR
  • Annual Fee $0
  • Emergency Cash Disbursement & Card Replacement
  • Travel and Emergency Assistance Service
  • Warranty Manager Service
  • Auto Rental Insurance

We make it easy to redeem2

Access your account to see how many points you’ve earned through online banking or your monthly statement at www.cardcenterdirect.com.

Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more2.

Fraud Protection3

Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify the card issuer immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult your issuer.

Cards issued by UMB Bank, n.a.
1Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details.
2See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.
3Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify the card issuer immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

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By accessing this link, you will be leaving the First American Bank website and entering in a website hosted by another party. First American Bank has approved this as a reliable third party site, but please be advised that you will no longer be under the protection of, or subject to, the privacy and security policies of First American Bank. First American Bank is not responsible for the third party site's information.

Please review the site’s privacy policy, as well as their terms of use.

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