Home Equity

A home equity loan may be used for just about any purpose including a home remodeling project, financing a college education, buying a new vehicle, or consolidating bills and paying off higher interest debts. In addition, unlike other consumer credit, you could save even more if you’re able to deduct the interest payments from your taxes! (Please consult your tax advisor.)

First American Bank offers closed-end fixed rate loans as well as variable rate lines of credit. We offer flexible payment options and competitive interest rates and our experienced bankers are ready to assist you with all of your borrowing needs.

Please contact your local First American Bank office to discuss the benefits of a home equity loan or line of credit.

Closed End Fixed Rate Loans

A great option for the budget-conscious consumer. Borrow the funds you need and guarantee the same payment for the duration of the loan.

  • Fixed monthly payment amount of principal and interest
  • Fixed interest rate for the term of the loan
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Home Equity Line of Credit

The power is in your hands with our home equity line of credit. Borrow funds when you need them and use the money for any consumer purpose.

  • Revolving line of credit
  • Interest only monthly payments
  • Variable rate of interest
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