Products & Services

First American Bank offers a variety of loan programs designed to assist a diverse group of customers, from the first-time homebuyer to the most affluent private banking client. We have the perfect solution whether you are buying, building, or refinancing. Contact us today to speak with a mortgage professional or apply now using our secure online application.


By holding these mortgages on our own balance sheet, we can provide custom home loans specific to our clients’ needs with faster closings and customized solutions.

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A conventional mortgage is one that meets the criteria set forth by Fannie Mae or Freddie Mac. We have a number of investors from which to choose the best conventional financing option for your situation.

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We offer a variety of government insured loan programs that are available with low or even no down payment. Aimed at making homeownership affordable, these options are available for the purchase or refinance of your primary home.

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ARM (Adjustable Rate Mortgage)

These loans typically feature a lower fixed introductory rate that later adjusts annually for the remaining term of the loan.

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If you're a well-qualified buyer seeking a loan exceeding the conforming loan limits, you're in the right place. With a jumbo loan from First American Bank you can secure financing with loan terms specific to your situation.

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Build your dream home with First American Bank. Our custom all-in-one loan provides construction and permanent financing – all with one application, approval, appraisal and closing.

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